"In the Dutch system after 2028, the same start, the same 7%, but every year the tax office cuts 36% of the profit. This cuts real growth from 7% to about 4.5%. Sounds innocent, right? After a decade you lose over 17% of your final capital. After 20 years almost 30%. After 40 almost 57. Instead of 1.5 million you have about 646,000. Euro. The state erases over 850,000 EUR of potential wealth from your account. "

"if in January 2028 you wake up in the morning, refuel your car and turn on your gas heater, you will pay more. without declaration, without office, without choice, simply built into the price. "

"Let's consider a family commuting daily. 60 km a day. They consume about 1200 liters of fuel annually. We add ETS2 and it comes out to 400 zlotys more just for the tax itself. Plus an increase in prices of all goods, because professional transport will also obviously have to pay, because trucks will pay, because the entire supply chain pays, and then all of that lands in the price of bread, milk, shoes. "

"The stock market sooner or later discounts, as they say, or anticipates an improvement in economic conditions or better profits that will appear not even next year, but for example in 2028, since we are recording this at the beginning of 2026, I am talking here about a very long-term game where you can buy cheap companies that no one notices or most assume that they will still have time to buy, that before the improvement occurs, there will still be many months of such lethargy, and often one can be mistaken, because the price often rebounds a year or even a year and a half before the improvement in results, because the best informed, they are already observing it, they are closest to the management board or even people around the management board, right, or insiders can officially buy. One should also observe how the company presidents behave, whether they are buying more, whether key managers are buying shares, because this can be a valuable signal for us that an improvement is on the horizon. "

"The value of the Polish Petcare market in 2025 is approximately 10 billion PLN. The growth is approximately 14% year-on-year. Analysts' forecast: by 2028, the market will reach nearly 13 billion PLN. "

"over $17 billion annually in purchases of American food by 2028. This is more than nothing, but for US agriculture, which has been cut off from the Chinese market for years due to the trade war, it's just a drip feed, not a breakthrough. "