"The projected ZUS (Polish Social Insurance Institution) replacement rate for future retirees is around 20%. What does this mean? If you earn approximately 8000 PLN net, your pension will be 1600 PLN. If you earn 15000 PLN, you'll receive 3000 PLN. This isn't a pension; it's an existence on the brink of poverty." "Przewidywana stopa zastąpienia ZUS dla przyszłych emerytów to około 20%. Co to znaczy? Zarabiasz gdzieś 8000 zł netto, twoja emerytura wyniesie 1600 zł. Zarabiasz 15000, dostaniesz 3000. To nie jest emerytura, to jest egzystencja na granicy ubóstwa."

"This great generational bull market will last somewhere until the mid-2040s, meaning we still have about 20 years of very strong growth in the Polish market. We will catch up to Western countries, we will catch up to France, Germany, Great Britain, and later also the United States in the development of the capital market in particular. "

"Bioceltics has a chance to be the first Polish biotechnology company, listen, that will release its own innovative drug, a so-called first in the class, on the market. No one has succeeded so far. "

"I expect that in this quarter, which is the second quarter of 2026, at least one large contract will be announced. This is my base scenario, which I am playing on. Yes. And it could even be a contract for "

"I think that if the war continues, if these negotiations do not succeed this week, and if the war continues until the end of April and there are some further escalations related to these military actions. We will witness further bombings of critical infrastructure. Both in the Gulf countries, maybe in Israel, in Iran, above all, it is also said that there may be a problem with helium supplies from Qatar. This is one of the largest producers. It affects the production of fiber optics and semiconductors, so Iran knows where to attack strategically. Well, I think that if the war continues, I wouldn't even be surprised by levels of 50 PLN. 50, maybe even towards ATH in some panic, but that's a very, very good performance. This rate is definitely on fire. "